Fast, Flexible Fundingfor Real Estate Investors.
Chayton Private Capital connects real estate investors with private money, hard money, and institutional funding for fix & flip, rentals, new construction, and multi-family projects.
Deal Snapshot
Example investor scenario
Loan Programs
Designed specifically for active real estate investors, builders, and portfolio owners.
Fix & Flip Loans
Up to 90% of purchase and 100% of rehab costs, based on ARV. Ideal for cosmetic and heavy rehab projects.
- 12–18 month terms
- Up to ~75% ARV
- Interest-only payments
DSCR Rental Loans
Build long-term wealth with 30-year fixed or ARM DSCR loans based primarily on property cash flow.
- 1–4 unit & small multifamily
- No personal income docs
- Close in 10–14 days
New Construction
Funding for builders and developers ready to break ground on residential or small multi-family projects.
- Up to 90% LTC
- Interest-only during build
- Flexible draw schedules
Bridge & Value-Add
Short-term capital for acquisitions, repositioning, and value-add business plans.
- Loans from $250K+
- Capex-friendly structures
- Refi or sale exit options
Portfolio & Blanket
Roll multiple rental properties into a single loan to simplify payments and unlock equity.
- 5+ doors in one facility
- Flexible amortization
- Nationwide options
Transactional & Gap
Short-duration capital for same-day double closings and gap equity in tight deals.
- Investor-only transactions
- Fast approvals
- Flexible terms
Earn 8–12% Secured by Real Estate
Through Chayton Private Capital, qualified investors can participate in short-term real estate notes secured by first-position liens on real property.
Target Returns
We structure private notes in the 8–12% annualized range, typically with 6–12 month terms.
Collateralized Deals
Each investment is secured by underlying real estate, with conservative loan-to-value targets.
Trust-Based Structure
Opportunities may be held and managed under Chayton's Living Trust and Family Office framework.
About Chayton Private Capital
Chayton Private Capital is the private lending and capital brokerage arm aligned with Chayton's Living Trust, Chayton Family Office, and the broader iDemand fintech ecosystem.
Our mission is simple: connect serious real estate investors with the capital they need to acquire, improve, and hold cash-flowing assets — while offering qualified private investors the ability to earn attractive, secured returns backed by real estate.
We combine the speed and flexibility of private capital with the sophistication and structure of institutional lending, creating a unique value proposition for both borrowers and investors.
Trust & Integrity
Built on the foundation of family office principles and fiduciary responsibility.
Relationship First
We prioritize long-term partnerships over transactional relationships.
Real Assets
Every deal is backed by tangible real estate with conservative underwriting.
Excellence
Institutional-quality service with boutique attention to detail.